#OccupyHomes

#f29 it’s coming, where will you be?

grimwomyn — Thu, 09 Feb 2012 02:41:22 -0500

#f29 it’s coming, where will you be?

#occupy homelessness when people bend the rules

grimwomyn — Sat, 31 Dec 2011 12:57:35 -0500

#occupy homelessness when people bend the rules

3.5 Million Homeless & 18.5 Million Vacant Homes in the US

grimwomyn — Sat, 31 Dec 2011 01:03:47 -0500

3.5 Million Homeless & 18.5 Million Vacant Homes in the US

TY @takebacktheland for helping to #occupyhomes with #ows...

grimwomyn — Wed, 28 Dec 2011 20:22:02 -0500

TY @takebacktheland for helping to #occupyhomes with #ows #occupytogether #occupywallstreet

Occupying a Home in East New York #ows #occupywallstreet #occupyhomes

grimwomyn — Wed, 28 Dec 2011 09:28:44 -0500

Occupying a Home in East New York #ows #occupywallstreet #occupyhomes

Occupation needed in Utah

grimwomyn — Tue, 27 Dec 2011 22:47:08 -0500

Occupation needed in Utah

Check out the whole story here.

grimwomyn — Tue, 27 Dec 2011 11:34:08 -0500

Check out the whole story here.

Foreclosure Diaries #ows #occupywallstreet #occupytogether...

grimwomyn — Mon, 19 Dec 2011 22:39:53 -0500

Foreclosure Diaries #ows #occupywallstreet #occupytogether #occupywallst

12/6 Day of Action in NYC: #OccupyWallStreet Goes Home

grimwomyn — Thu, 01 Dec 2011 13:42:06 -0500

December 6th Day of Action in NYC: Occupy Wall Street Goes Home
* * * *
Meet @ 1pm for Foreclosure Tour. March starts at Pennsylvania and Livonia. Ends at undisclosed location of home re-occupation. Block party and house warming to follow. Bring gifts and food!

3 train to Pennsylvania Ave or L train to Livonia Ave.
* * * * *

The fight to reclaim democracy from the banks is growing from Wall Street’s to Main Street.

On December 6th Occupy Wall Street will join in solidarity with a Brooklyn community to re-occupy a foreclosed home.

At 1pm, we are gathering at Pennsylvania and Livonia in East New York, Brooklyn (3 train to Pennsylvania or L train to Livonia) to march through a neighborhood on the front lines of the economic crisis. Along the way, we will take stock of foreclosed properties for the growing Occupy REAL Estate Listing Service, so families can reclaim stolen homes in their neighborhood — and connect with allies in their communities to defend the human right to a home.

The march will end at a house warming and block party for the family and their neighbors. Bring housewarming gifts and food to share!

The NYC foreclosure tour and home re-occupation is part of a big national day of action on Dec. 6 that will focus on the foreclosure crisis and protest fraudulent lending practices, corrupt securitization, and illegal evictions by banks. The Occupy movement actions, including eviction defense at foreclosed properties, takeovers of vacant properties by homeless families, and foreclosure action disruptions, will take place in more than 20 cities across the country.

The day of action marks a national kick-off for a new frontier for the occupy movement: the liberation of vacant bank-owned homes for those in need. The banks got bailed out, but our families are getting kicked out.

Millions of Americans have lost their homes in the Wall Street recession and one in four homeowners are currently underwater on their mortgages. The 99% is baring the brunt of a crisis caused by Wall Street and big banks.

That’s why, all across the country, Americans have begun standing up to the banks that are trying to evict them. It’s already happened in Atlanta, Miami, San Francisco, Minneapolis, and cities and towns across the country. Now, it’s happening in Brooklyn.

Soon, it will be happening everywhere.

Wall Street and the big banks are making record profits while most Americans are struggling to stay in their homes. They break the law with impunity, but millions of us get served with eviction. They make trillions and get bailouts, while we face record unemployment and record debt.

No more! Our system has been serving Wall Street, big banks, and the one percent.

We are the 99%. We are reclaiming our democracy.

And we are reclaiming our homes.

wearethe99percent: Join us tomorrow as we...

grimwomyn — Wed, 16 Nov 2011 21:20:53 -0500

wearethe99percent:

Join us tomorrow as we http://occupywallst.org/ find your local occupation and peacefully march.

Woman thanks Occupy MN protesters for winning eviction...

grimwomyn — Tue, 01 Nov 2011 11:17:24 -0400

Woman thanks Occupy MN protesters for winning eviction delay

Randy Furst, Star Tribune

A St. Louis Park woman credited Occupy Minnesota protesters on Wednesday for winning a two week delay in the eviction from her foreclosed house. The eviction delay also headed off a plan by protestors to march into a U.S. Bank branch and publicly close their accounts.

Speaking at a small rally of about 50 people on the Hennepin County Government Center plaza, Ruth Murman, 47, thanked the demonstrators for keeping her and her 80-year-old father in their home another two weeks and holding off U.S. Bank and “the corporate tiger.”

A spokesman for U.S. Bank said Wednesday it had nothing to do with any attempt to evict her. Tom Joyce, a bank vice president, said U.S. Bank was only the trustee for the mortgage backed securities that included her mortgage and that GMAC was the servicer for Murman’s mortgage.

But Murman insists it was U.S. Bank that was trying to evict her and referred me to her attorney Zach Crain. He forwarded me the “eviction summons” which states that it is a case of “US Bank National Association vs. Ruth L. Murman….” Crain also sent along a court document filed in Hennepin County District Court demanding Murman vacate the premises. The plaintiff is listed “US Bank National Association as Trustee” and lists two lawyers as US Bank attorneys.

Gina Proia, head of communications for Ally Financial, of which GMAC is a subsidiary, said she does not know what is on the court documents but stated, “In this case we handle he foreclosure process and that includes the eviction.” While she noted that the eviction date was set for Oct. 31, she declined to comment on Murman’s claim that it was postponed as a result of the planned protest.

The protesters had originally planned to march across the street to US Bank Plaza building at the intersection of 3rd Ave. S. and 5th St. and go up to the skyway level where an organizer said that at least a dozen people planned to withdraw their money and close their bank accounts with U.S. Bank to protest foreclosures and support Murman.

But after the announcement of the demonstration was posted on the Internet, Murman said that US Bank, which had declined to give her an additional two weeks, called her on Tuesday and agreed to her request for a two week delay in evicting her and her 80-year-old father.

Nick Espinosa, a rally organizer, said that after the bank agreed to the delay, the protesters decided not to close their accounts on Wednesday. He said that they will do that, instead, on Nov. 5, as part of a nationwide action where he said protesters will be closing their accounts at some banks in a general protest.

Banks have been targeted by Occupy demonstrators across the country for winning huge bailouts for themselves and for their role in foreclosing on people’s homes.

“We won two weeks for Ruth and her father,” Espinosa told the protesters over a bullhorn on Wednesday. “We are winning,” the demonstrators chanted.

They then marched across the street, and rallied on the sidewalk next to the bank. Then they marched half way around to the other size of the bank building and held another short rally before returning to the Government Center plaza. A large numbers of officers watched from police cars and other vehicles.

Murman said that she ran into financial trouble after the economy soured and her business lost money. She operates a boarding, day care and convalescence center for pets. She stopped making payments on her house, and it was foreclosed on in March and sold to U.S. Bank, she said. She said that the bank had demanded her out out on Oct. 31 and was previous unwilling to let her stay until Nov. 15.

She said she is selling her pet care business and she and her father are moving to the country of Belize in Central America. 

occupy your own home

Mon, 31 Oct 2011 18:10:55 -0400

In keeping with the spirit of the changes that are going on in Society today, i.e. Occupy Wall Street and Occupy Boston …why not Occupy your own Home?

OCCUPY YOUR OWN HOME

LADIES AND GENTLEMAN, as you may very well know, we have a private, monopolistic, toxic, predatory monetary system that has corrupted many politicians, various appointed Civil Servants, officers in the Military Industrial Complex, executives in Multinational Corporations, including Bankers and their not-to-be-trusted Appraisers, Lawyers, Brokers and Real estate Agents.

One of the most predatory frauds is illegal foreclosure.

From my research into foreclosures, I found that the banks have traditionally loaned credit/money they didn’t have and collected 2.5 times the value of the loan over 30 years and were regulated by the Glass-Seagall Act of 1933. That bill was to hold banks accountable and prevent them from gambling with depositor’s money so that the banks could NOT trade their assets on Wall Street.

That all changed in 1999 with the repeal of the Glass-Seagall Act and the introduction of the Gramm-Leach-Bliley Act. This bill allowed banks to package securities. They could take a mortgage loan’s note (a future intangible payment stream) and change it unlawfully, (failing to comply with the terms contained within the note), into stock to be sold on Wall Street. So instead of waiting the customary 30 years to get 2.5 times the value of the loan, they got 1.05 to 1.5 times their money immediately be selling mortgage backed securities.

Investors investing in stock bought the lender’s securitized loans and, voila, no more bank-owned loans!

Since 1999 the banks knew these loans were destined for Wall Street, so they slacked off on their strict lending underwriting. Just about anyone who could sign a note was given a loan.

Since these loans were irreversibly changed into stock, the homeowner’s original loan no longer exists as an enforceable contract in court! (Notice the decline in foreclosure applications in the news.) According to Vince Khan, the author of Foreclosure Defense Guidebook, “Once a loan is closed, it quickly gets put into a PSA (Pooling and Service Agreement. This is then registered with the SEC (Securities and Exchange Commission) as a REMIC Trust ( Real estate Mortgage Investment Conduit)… Once this REMIC if formed, it gets converted into a security that is traded on Wall Street…Your loan is now owned by thousands of shareholders all over the world.”…He adds, “furthermore, the state of the loan is changed. YOUR LOAN HAS BEEN CONVERTED INTO STOCK…..Once a loan has been securitized, it forever loses its security, i.e, the Deed of trust or the ability for the bank to foreclose on your home.”

“A loan is what’s called a negotiable instrument. There are laws governing negotiable instruments called the Uniform Commercial Code. Specifically, the right for a bank to enforce and foreclose on a property is subject to the claimant being a real party of interest. For the party to be a creditor of a negotiable instrument there needs to be a proper chain of endorsement from the original lender to the party wishing to enforce the note. If the loan has been sold, then the bank can no longer claim they are a real party of interest.

A negotiable instrument can only be in one of two states when it undergoes securitization, not both at the same time. It can either be a loan (and treated and governed as such) or a stock (and treated and governed as such.) Once it is traded as a stock, it is forever a stock. It is treated as stock and regulated by the SEC as a stock.”

In conclusion: No bank can foreclose! Any attempt to foreclose is FRAUDULENT because in court neither the bank nor the investors are the real and beneficial party of interest! To attempt to foreclose without standing is FRAUD on the court! (Note the current drop in foreclosures!)

Finally, according to various progressive economists, banks cost household nearly $20 trillion in wealth by causing bubbles and bursting them. Now, banking executives, mortgage servicers, appraisers, broker companies, and law firms have perpetuated a fraud (knowingly or unknowingly) and have gained substantially from the foreclosure scam.

With that in mind, I petition you to send a great message to the bankers who have lied to you, the American people, and committed fraud on your country and its courts; courts that should be courts of law, not courts of men.

WHAT TO DO? Declare for yourself your home free and clear of any fraud! A free home that you can occupy with NO MORE mortgage payments!

Remember: You have created the credit the bank lent you, and you created the value in your home by living there and taking care of it—-Don’t let the banksters steal YOUR HOME from under you with their unlawful fraudulent practices.

David Snieckus

Newton, MA 02466

617-964-2951

Six things I found out:

1. You may already OWN your own home!

2. The bank NEVER gave you any “consideration” (actual $ Money) for the loan.

3. The loan may likely have been changed into stock and sold on Wall Street.

4. Investors bought these securitized loans as “stock”.

5. The loan is GONE when it is securitized! Also…..

6. Electronic Negotiable Instruments are not legal for foreclosures.

- see 15 U.S.C. chapter 96, Subchapter 1 sections: 7001- 7003

Fight Yr Foreclosure!

grimwomyn — Tue, 25 Oct 2011 20:23:50 -0400

Fight Yr Foreclosure!

#occupyhomes Let's show home owner associations what we think of their bogus foreclosures.

grimwomyn — Tue, 18 Oct 2011 09:02:25 -0400

#occupyhomes Let's show home owner associations what we think of their bogus foreclosures.

Time to #occupywallstreet by joining #occupyhomes

grimwomyn — Wed, 12 Oct 2011 12:37:25 -0400

Time to #occupywallstreet by joining #occupyhomes

If you already own yr property we can help you

grimwomyn — Sun, 09 Oct 2011 20:46:00 -0400

This Occupy event could also be at your rightful home - after your notice of eviction toward the end of the foreclosure process. Especially in states with a non-judicial process, they can come for you just a matter of weeks after your first missed payment.

The core issue is that mass production of forged documents allowing anyone to just come and steal your home is encouraged by today’s privatized government. Don’t let anyone just steal your home just because they say they can. Forgery, as well as theft, is still a crime even though it not prosecuted. Our purpose is to change this.

So, before they come to evict you, please contact @occupyhomes or anyone associated with @ows and we’ll come over for an extended stay and help you Occupy your own Home while we help provide legal assistance.

Winter is coming after all, and occupations need to be in warm places as well as in city parks, you know?

We didn't come up with this...

grimwomyn — Fri, 07 Oct 2011 22:59:52 -0400

We didn't come up with this...

How do you #occupyhomes?

grimwomyn — Fri, 07 Oct 2011 22:37:00 -0400

How do you #occupyhomes?